IPO Profile

Placer Sierra Bancshares Inc.
525 J Street, Sacramento, California 95814
Tel: 916-554-4750
Web: www.placersierrabancshares.com
Ticker: PLSB
Stock Exchange: Nasdaq
Shares Issued: 5,730,000.00
Price Offered: $20.00
Amount Raised: $114,600,000.00

Underwriters:
Friedman, Billings, Ramsey
Keefe Bruyette & Woods
RBC Capital Markets



Company Description:
We are a Northern California-based bank holding company for Placer Sierra Bank, a California state-chartered commercial bank. The bank and its division, Sacramento Commercial Bank, provide a broad array of financial services to small- to medium- sized businesses, their owners and employees and to consumers. Through our 23 branches we serve a five county area of Northern California, including Placer, Sacramento and El Dorado counties, commonly known as the greater Sacramento metropolitan region, and the adjacent counties of Sierra and Nevada. We have provided financial services to commercial and consumer customers in Northern California for over 57 years. We offer our customers the resources of a large financial institution together with the resourcefulness and superior customer service of a community bank. Through our branches and the use of technology, we offer a broad array of deposit products and services for both commercial and consumer customers, including electronic banking, cash management services, electronic bill payment and investment services. We emphasize relationship banking and focus on generating low cost deposits. We provide a comprehensive set of loan products such as commercial loans and leases, lines of credit, commercial real estate loans, Small Business Administration, or SBA, loans, residential mortgage loans, home equity lines of credit and construction loans. Our substantial lending limits and local decision making are designed to ensure that our lending process is fast and efficient.